【Direct payment Policy】

Direct payment(Referred to as “Service”)is a payment agency service offered by AbleUnion Inc.(Referred to as “Company”. The Company is not the party involved in the Service usage and is not responsible for any damages that occur to customers throughout the transaction. The user who uses the Service (Referred to as “Customer”) cannot use the Service if they do not agree to this policy. All Customers using the Service shall check, note, and are considered consenting to the policies below.

[1] Rights regarding the transaction information

 The company may limit or reject the usage of the Customer using the Service when it can cause ethical issues or is considered a crime. The Service usage history shall not be shared with others without the Company’s approval. However, the customer is allowed to offer the information without the Company’s approval under the law enforcement agency's request (police, customs, etc.). The company shall not share the Customer’s Service usage history with others except the persons concerned without the Customer’s approval but is allowed to submit the information without the Customer’s approval under the law enforcement agency's request (police, customs, etc.). In this case, the Company must inform the related Customer through email about the information submission.

[2] Available range of Service

The Service shall only be used by the non-resident(Overseas customer) to make needed payments to purchase items and services from the resident(domestic seller). The Service shall not be used for simple transfer that does not include business transactions (tribute, living, school expenses), illegal monetary transactions, and transactions regarding items that cannot be traded and may be sanctioned by the Company, including permanent suspension on using the Company’s services, when discovered. The transaction impossibility(reasons) are as follows.

- Purchasing cigarettes/alcohol/guns/drugs

- Paying for stocks/futures/options

- Medicines/blood/organs/chemicals/industrial materials/medical devices

- Inhumane transactions (Defamations and violating the Children's Welfare Law)

- Military items (Military uniform) / Police items (Police uniform) / Other official uniforms

- Gambling (Toto, casino, baccara, cards, etc.)

- Illegal cash circulation (Private finance, rent, black money, loan, etc.)

- Non-tradable items for adolescents (Camping knives, gas guns, professional tools, etc.)

- Personal information

- Online accounts

- Items that require a license

- Living animals

- Forgeries

- Illegal Ponzi scheme items

- Adult goods

- Hidden cameras

- Glasses and lens

- Jewelry and accessories (Gold, silver, diamond, etc.) that can replace cash

- Stock information service (investment advisory, etc.)

- Cryptocurrencies

- Illegal medical surgeries

- Scalp (All entrances, licenses, etc., higher than fixed price)

- Tickets for planes, trains, ships, etc.

-  All electric devices exempted from conformity assessment that were purchased from overseas for personal use and sold as second-hand items.

- Items protected by intellectual property right (trademark right)

- Division sales of cosmetics (Seller divides cosmetic items into certain doses and resells them.)

- Cosmetic samples

[3] Refund

Refunds regarding the Service comply with the domestic seller’s policy in principle. All refunds that are not related to the seller’s policy shall obey “Terms and Conditions for Paysable Refund”. Refunds shall be done in Paysable points(deposit) in principle, and the Customer may request the refund to be done in the original payment method, such as PayPal.

When refunding through PayPal, the PayPal service fee charged for using the Service will be excluded from the total refunded point amount.

[4] Coverage (Fraud, etc.)

The Company is not directly involved in the transaction done in the Service. And thus, the Company is not responsible nor shall compensate the following 3 articles.

- As a mediator of a transaction, the Company is not responsible for all fraud damages that occurred on/offline, such as a 3-way scam. The Company is not directly involved in using the Service and thus cannot compensate the damages.

   - As a mediator of a transaction, the Company is not responsible for all delays in offering paid items or services.

    - As a mediator of a transaction, the Company does not guarantee the paid item’s condition, such as authenticity, damage, etc., and cannot compensate all damages that occurred for the reasons above.

[5] Transaction currency

The default currency used for the Service is USD. The company must notify customers of changes when adding or changing the available currency through email.

[6] Handling of the orders

The company may pend the transaction paid by the Customers if needed and can request required information such as ID card, contents of communication with the seller, etc. The company may cancel the transaction when the Customer refuses to submit the requested information and shall refund the payment through points (deposit), excluding the PayPal service fee charged for using the Service as it is considered attributable to the Customer.

[7] Integrity of transaction

Customers must agree to this policy before using the Service, and these terms and conditions bear effect as a complete contract.